WHAT HAPPENS
TO MY INSURANCE WHEN MY EMPLOYMENT ENDS?
WELCOME TO OUR BLOG!
We educate our clients on the latest in Santa Barbara’s health insurance news & California’s health care reform by presenting updates in fresh, bite-sized and easy to understand terms that leave you feeling empowered and equipped to better navigate the health care world. Whether you are insured through your business or as an individual, our blogs are here to help!
After our last post about employee open enrollment missteps, it seems only fair to discuss the biggest bloopers by benefits administrators!
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There is so much to learn in this space for the average employee, so please use every resource your employer provides.
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As July 1, 2022 approaches, so does the first phase of the new Transparency in Coverage rules. In this first phase, insurance carriers and plans are required to make machine-readable pricing files publicly available.
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Financial assistance to buy health insurance on the Affordable Care Act (ACA) Marketplaces is primarily available for people who cannot get coverage through a public program or their employer.
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People who have individual policies with Covered California may have noticed a recent reduction in their monthly premium. This was the result of a new provision under the recent American Rescue Plan Act (ARPA).
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Updated news! Congress has passed and President Biden has signed the American Rescue Plan Act of 2021 (ARPA). There are three big changes for employers to note…
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The recently passed CARES Act states that consumers can purchase OTC drugs and medicines with funds from their health savings account (HSA), flexible spending accounts (FSA), or health reimbursement arrangement (HRA) WITHOUT a doctor’s prescription.
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An HSA is a tax-exempt trust or custodial account established exclusively for the purpose of paying qualified medical expenses of the account beneficiary who is covered under a high-deductible health plan.
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There are three important mid-year benefit changes that we wanted to make sure you understand. These are all first-time exemptions issued by the IRS and/or DOL.
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We know many people are struggling mightily right now and our hearts go out to them!
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We have received numerous questions about how to handle various employee benefits issues with the many changes brought about by COVID-19 and insurance plans.
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Due to the ongoing concern about the coronavirus COVID-19, Peters & Milam Insurance Services’ top priority is the health, safety, and well-being of our employees and clients.
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No one loves going to the doctor, but when it’s time for a checkup, it’s smart to try and make the most of it. Here’s how to prepare for a worthwhile and helpful visit!
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One might think in the age of computer-generated data being seamlessly moved to insurance companies; billing errors would cease to exist. That is a logical, but unfortunately incorrect thought.
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Since the inception of the ACA, subsidies for individual policyholders have been available up to 400% of the Federal Poverty level.
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Last year, California lawmakers enacted a requirement that all employers with five or more employees would need to provide sexual harassment prevention training to all employees by January 1, 2020.
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As benefits administration becomes more and more complicated, compliance is on everyone's to-do list.
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